Living in Belgium, Wisconsin: homes, schools and costs

The book's checklist

Lower cost of livingEveryday prices run 3.1% below the U.S. average in the Milwaukee-Waukesha metro area.
More house for the moneyA typical home costs 3.3 years of the typical household's income here. Across the U.S. it's 4.1.
A safer neighborhoodThe FBI has no 2025 figures for Belgium itself. Many small towns are patrolled by the county sheriff, so call the sheriff's office and ask what calls they get most.
Schools in townNo public schools inside the town. The nearest high school is Ozaukee High, about 5 miles away.
A hospital close byAurora Medical Center in Grafton, about 14 miles away, has the nearest emergency room.
Within reach of a big cityMilwaukee is about 31 miles away as the crow flies. The book suggests staying within about 60 miles if you'll miss big-city sports, concerts and theater.

A check means Belgium meets the rule of thumb from Frank and Dave's book. An empty box isn't a deal breaker: it's something to weigh for your family. A question mark means there isn't enough data.

For a lifetime

Homes and money

Typical home value, as owners valued them in 2020-2024: $244,600U.S.: $332,700
Home prices since then: Up 23%Ozaukee County, 2022 to 2025
Typical rent, with utilities: $924 a monthU.S.: $1,413
Typical household income: $74,886U.S.: $80,734
Homes owned by the people living in them: 86%U.S.: 65%
Typical property tax bill: $3,404 a yearWisconsin: $3,792
Homes built before 1940: 7%U.S.: 12%
Vacation and seasonal homes: 1%U.S.: 3%
Everyday prices: 96.9U.S. average = 100 (the Milwaukee-Waukesha metro area)

Home values and rents are what households told the Census Bureau across 2020 to 2024, so they trail today's market: county prices have moved up 23% since 2022. Everyday prices are the government's average for the Milwaukee-Waukesha metro area, not Belgium alone. Check current listings before you budget.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates; Federal Housing Finance Agency, House Price Index for counties (all transactions); U.S. Bureau of Economic Analysis, Regional Price Parities, 2024.

The people

Population, 2025 estimate: 2,5402020: 2,437
Median age: 45.9 yearsU.S.: 38.9
Age 65 and older: 24%U.S.: 17%
Under 18: 17%U.S.: 22%
Adults with a bachelor's degree or more: 26%U.S.: 36%
Moved here from another county or state in the past year: 4%U.S.: 6%
College students: 6%share of all residents

Sources: U.S. Census Bureau, Population Estimates (Vintage 2025); U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Work

Biggest lines of work: Schools, health care and social services (22%); manufacturing (20%); professional and business services (16%)
Unemployment rate: 5%U.S.: 5%
Average commute: 25 minutesU.S.: 26 minutes
Work from home: 8%U.S.: 15%
Below the poverty line: 3%U.S.: 12%

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Health care

Nearest emergency room: Aurora Medical Center, Grafton, WI, about 14 miles away. It's a general hospital. Medicare gives it 5 of 5 stars.

Look up doctors, clinics and the hospitals themselves on Medicare's Care Compare. Ask where the most serious cases are sent.

Sources: Centers for Medicare & Medicaid Services, Hospital General Information.

Schools

There are no public schools inside Belgium itself. The nearest public high school is Ozaukee High, about 5 miles away.

See each school on the federal school search, then check test scores and graduation rates on Wisconsin's school report card.

Sources: National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal); National Center for Education Statistics, IPEDS institution directory, 2024.

Internet

Homes with cable, fiber or DSL internet: 74%U.S.: 76%
Homes with any internet subscription: 86%U.S.: 91%

Before you buy, look up the address on the FCC's National Broadband Map to see which providers serve it.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Weather

January average low: 11°F
July average high: 80°F
Days 90°F or hotter: 4 a year
Nights at or below freezing: 154 a year
Rain and melted snow: 33.9 inches a year
Snow: 42 inches a year
Elevation: 733 feet

Weather stations: Belgium Wwtp (1 mile away) and Port Washington (7 miles away, rain and snow). Averages for 1991 to 2020.

Sources: NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020; U.S. Geological Survey, 3D Elevation Program.

Getting around

Aurora Medical CenterEmergency room14

Milwaukee, WIMetro of 1.6 million31

Straight-line miles. The road is always longer, and as the book says, an interstate at 70 is a different trip from a farm road at 45. Check the real drive: Aurora Medical Center, Milwaukee.

Ozaukee County is in a metro area of 1 million people or more (USDA rural-urban code 1, on a scale where 1 is the biggest metro areas and 9 the most rural counties).

For a day

Read about Belgium's history on Wikipedia.

Know Belgium?

Tell us what a visitor shouldn't miss, and what living there is really like. Write to Main Street at mainstreet@smalltownguide.com. The best notes from people who know the town will be added here.

Nearby

Straight-line miles.

Small towns

Cedar Grove, WI2,100 people, 5 miles
Fredonia, WI2,300 people, 5 miles
Random Lake, WI1,600 people, 7 miles
Port Washington, WI12,700 people, 8 miles
Oostburg, WI3,100 people, 9 miles
Saukville, WI4,600 people, 9 miles

Smaller places

Waubeka, WI (unincorporated)573 people, 8 miles
Adell, WI483 people, 10 miles
Gibbsville, WI (unincorporated)529 people, 10 miles
Hingham, WI (unincorporated)960 people, 11 miles
Batavia, WI (unincorporated)239 people, 12 miles
Waldo, WI480 people, 13 miles
Cascade, WI704 people, 14 miles

Sources

Census survey figures are estimates with a margin of error; we leave out any figure whose margin is too wide to be useful. Data last gathered October 5, 2026. See something wrong? Write to mainstreet@smalltownguide.com.