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Warm Beach, Washington

Warm Beach is an unincorporated community of about 3,400 people in Snohomish County, Washington. It has no city government of its own: local services come from the county, or in some states from the town or township. A typical home costs about 6.7 years of the typical household's income, compared with 4.1 across the U.S. The nearest metro area of about a million people or more, Seattle, is about 38 miles away as the crow flies.

Population
3,442
Census survey, 2020-24
Typical home, 2020-24
$671,100
Snohomish County prices up 9.9% since 2022
Household income
$99,940
U.S.: $80,734
Prices, Seattle area
111.1
U.S. average = 100
Emergency room
11 miles
Arlington, WA
To Seattle
38 mi
straight line

The book's checklist

  • Lower cost of livingEveryday prices run 11.1% above the U.S. average in the Seattle-Tacoma-Bellevue metro area.
  • More house for the moneyA typical home costs 6.7 years of the typical household's income here. Across the U.S. it's 4.1.
  • A safer neighborhoodThe FBI doesn't publish crime figures for unincorporated communities. Call the county sheriff's office (or the town or township police, where there is one) and ask what calls they get most.
  • Schools in townNo public schools inside the town. The nearest high school is Stanwood High School, about 5 miles away.
  • A hospital close byCascade Valley Hospital in Arlington, about 11 miles away, has the nearest emergency room.
  • Within reach of a big citySeattle is about 38 miles away as the crow flies. The book suggests staying within about 60 miles if you'll miss big-city sports, concerts and theater.

A check means Warm Beach meets the rule of thumb from Frank and Dave's book. An empty box isn't a deal breaker: it's something to weigh for your family. A question mark means there isn't enough data.

For a lifetime

Homes and money

Typical home value, as owners valued them in 2020-2024
$671,100U.S.: $332,700
Home prices since then
Up 9.9%Snohomish County, 2022 to 2025
Typical rent, with utilities
$2,111 a monthU.S.: $1,413
Typical household income
$99,940U.S.: $80,734
Homes owned by the people living in them
71%U.S.: 65%
Typical property tax bill
$5,020 a yearWashington: $4,556
Homes built before 1940
4%U.S.: 12%
Homes built since 2010
11%U.S.: 11%
Vacation and seasonal homes
6%U.S.: 3%
Everyday prices
111.1U.S. average = 100 (the Seattle-Tacoma-Bellevue metro area)

Home values and rents are what households told the Census Bureau across 2020 to 2024, so they trail today's market: county prices have moved up 9.9% since 2022. Everyday prices are the government's average for the Seattle-Tacoma-Bellevue metro area, not Warm Beach alone. Check current listings before you budget.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates; Federal Housing Finance Agency, House Price Index for counties (all transactions); U.S. Bureau of Economic Analysis, Regional Price Parities, 2024.

The people

Population, 2020-2024 Census survey
3,442The Census Bureau makes yearly estimates only for incorporated towns
Median age
48.7 yearsU.S.: 38.9
Age 65 and older
28%U.S.: 17%
Under 18
24%U.S.: 22%
Adults with a bachelor's degree or more
27%U.S.: 36%
Moved here from another county or state in the past year
1%U.S.: 6%

Sources: U.S. Census Bureau, Population Estimates (Vintage 2025); U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Work

Biggest lines of work
Schools, health care and social services (19%); retail (13%); manufacturing (12%)
Unemployment rate
3%U.S.: 5%
Average commute
33 minutesU.S.: 26 minutes
Work from home
30%U.S.: 15%
Below the poverty line
8%U.S.: 12%

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Health care

Nearest emergency room: Cascade Valley Hospital, Arlington, WA, about 11 miles away. It's a general hospital. Medicare gives it 4 of 5 stars.

Look up doctors, clinics and the hospitals themselves on Medicare's Care Compare. Ask where the most serious cases are sent.

Sources: Centers for Medicare & Medicaid Services, Hospital General Information.

Schools

There are no public schools inside Warm Beach itself. The nearest public high school is Stanwood High School, about 5 miles away.

See each school on the federal school search, then check test scores and graduation rates on Washington's school report card.

Sources: National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal); National Center for Education Statistics, IPEDS institution directory, 2024.

Internet

Homes with cable, fiber or DSL internet
77%U.S.: 76%
Homes with any internet subscription
88%U.S.: 91%

Before you buy, look up the address on the FCC's National Broadband Map to see which providers serve it.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Weather

January average low
29°F
July average high
77°F
Days 90°F or hotter
5 a year
Nights at or below freezing
94 a year
Rain and melted snow
49 inches a year
Snow
4 inches a year
Elevation
208 feet

Weather station: Arlington (10 miles away). Averages for 1991 to 2020.

Sources: NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020; U.S. Geological Survey, 3D Elevation Program.

Getting around

Straight-line miles. The road is always longer, and as the book says, an interstate at 70 is a different trip from a farm road at 45. Check the real drive: Cascade Valley Hospital, Marysville, Seattle.

Snohomish County is in a metro area of 1 million people or more (USDA rural-urban code 1, on a scale where 1 is the biggest metro areas and 9 the most rural counties).

For a day

National Park Service sites within about an hour:

  • Ebey's Landing National Historical Reserve13 miles
  • San Juan Island National Historical Park35 miles
  • Olympic National Park42 miles
  • North Cascades National Park49 miles
  • Ross Lake National Recreation Area53 miles

Read about Warm Beach's history on Wikipedia.

Know Warm Beach?

Tell us what a visitor shouldn't miss, and what living there is really like. Write to Main Street at mainstreet@smalltownguide.com. The best notes from people who know the town will be added here.

Nearby

Straight-line miles.

Small towns

Smaller places

  • Kayak Point, WA (unincorporated)1,883 people, 2 miles
  • Sunday Lake, WA (unincorporated)1,375 people, 6 miles
  • Lake Ketchum, WA (unincorporated)1,235 people, 8 miles
  • Lake McMurray, WA (unincorporated)569 people, 12 miles
  • Freeland, WA (unincorporated)1,548 people, 13 miles
  • Clinton, WA (unincorporated)1,419 people, 14 miles

Sources

  1. U.S. Census Bureau, Population Estimates (Vintage 2025)
  2. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates
  3. Federal Housing Finance Agency, House Price Index for counties (all transactions)
  4. U.S. Bureau of Economic Analysis, Regional Price Parities, 2024
  5. FBI, Crime in the United States, Table 8 (offenses known to law enforcement by city)
  6. Centers for Medicare & Medicaid Services, Hospital General Information
  7. National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal)
  8. National Center for Education Statistics, IPEDS institution directory, 2024
  9. NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020
  10. U.S. Geological Survey, 3D Elevation Program
  11. National Park Service, National Register of Historic Places listings
  12. National Park Service, park unit boundaries
  13. USDA Economic Research Service, Rural-Urban Continuum Codes, 2023
  14. U.S. Census Bureau, 2025 Gazetteer files and 2020 urban areas

Census survey figures are estimates with a margin of error; we leave out any figure whose margin is too wide to be useful. Data last gathered October 5, 2026. See something wrong? Write to mainstreet@smalltownguide.com.