The book's checklist
- Lower cost of livingEveryday prices run 12.9% below the U.S. average in the Waterloo-Cedar Falls metro area.
- More house for the moneyA typical home costs 1.5 years of the typical household's income here. Across the U.S. it's 4.1.
- A safer neighborhoodThe FBI has no 2025 figures for Tripoli itself. Many small towns are patrolled by the county sheriff, so call the sheriff's office and ask what calls they get most.
- Schools in town2 public schools: 1 elementary and 1 high school.
- A hospital close byCommunity Memorial Hospital Medical Center in Sumner, about 8 miles away, has the nearest emergency room.
- Within reach of a big cityMinneapolis is about 157 miles away as the crow flies. The book suggests staying within about 60 miles if you'll miss big-city sports, concerts and theater.
A check means Tripoli meets the rule of thumb from Frank and Dave's book. An empty box isn't a deal breaker: it's something to weigh for your family. A question mark means there isn't enough data.
For a lifetime
Homes and money
- Typical home value, as owners valued them in 2020-2024
- $120,500U.S.: $332,700
- Home prices since then
- Up 22%Bremer County, 2022 to 2025
- Typical rent, with utilities
- $940 a monthU.S.: $1,413
- Typical household income
- $78,324U.S.: $80,734
- Typical property tax bill
- $2,038 a yearIowa: $2,897
- Homes built before 1940
- 43%U.S.: 12%
- Homes built since 2010
- 4%U.S.: 11%
- Vacation and seasonal homes
- 0%U.S.: 3%
- Everyday prices
- 87.1U.S. average = 100 (the Waterloo-Cedar Falls metro area)
Home values and rents are what households told the Census Bureau across 2020 to 2024, so they trail today's market: county prices have moved up 22% since 2022. Everyday prices are the government's average for the Waterloo-Cedar Falls metro area, not Tripoli alone. Check current listings before you budget.
Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates; Federal Housing Finance Agency, House Price Index for counties (all transactions); U.S. Bureau of Economic Analysis, Regional Price Parities, 2024.
The people
- Population, 2025 estimate
- 1,2082020: 1,192
- Median age
- 47.9 yearsU.S.: 38.9
- Age 65 and older
- 25%U.S.: 17%
- Under 18
- 17%U.S.: 22%
- Adults with a bachelor's degree or more
- 29%U.S.: 36%
- Moved here from another county or state in the past year
- 2%U.S.: 6%
Sources: U.S. Census Bureau, Population Estimates (Vintage 2025); U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.
Work
- Biggest lines of work
- Schools, health care and social services (30%); manufacturing (26%); retail (13%)
- Unemployment rate
- 3%U.S.: 5%
- Average commute
- 27 minutesU.S.: 26 minutes
- Work from home
- 5%U.S.: 15%
- Below the poverty line
- 3%U.S.: 12%
Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.
Health care
Nearest emergency room: Community Memorial Hospital Medical Center, Sumner, IA, about 8 miles away. It's a critical access hospital (a small rural hospital with 25 or fewer beds). Medicare hasn't given it a star rating.
Nearest general hospital: Allen Hospital, Waterloo, IA, about 20 miles away. Medicare gives it 3 of 5 stars.
Look up doctors, clinics and the hospitals themselves on Medicare's Care Compare. Ask where the most serious cases are sent.
Sources: Centers for Medicare & Medicaid Services, Hospital General Information.
Schools
2 public schools in Tripoli, run by Tripoli Comm School District.
See each school on the federal school search, then check test scores and graduation rates on Iowa's school report card.
Sources: National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal); National Center for Education Statistics, IPEDS institution directory, 2024.
Weather
- January average low
- 7°F
- July average high
- 83°F
- Days 90°F or hotter
- 11 a year
- Nights at or below freezing
- 158 a year
- Rain and melted snow
- 40.6 inches a year
- Snow
- 38 inches a year
- Elevation
- 1,024 feet
Weather stations: Tripoli (less than a mile away) and New Hampton (17 miles away, rain and snow). Averages for 1991 to 2020.
Sources: NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020; U.S. Geological Survey, 3D Elevation Program.
Getting around
Straight-line miles. The road is always longer, and as the book says, an interstate at 70 is a different trip from a farm road at 45. Check the real drive: Community Memorial Hospital Medical Center, Waterloo, Minneapolis.
Bremer County is in a metro area of fewer than 250,000 people (USDA rural-urban code 3, on a scale where 1 is the biggest metro areas and 9 the most rural counties).
For a day
National Park Service sites within about an hour:
- Effigy Mounds National Monument55 miles
Read about Tripoli's history on Wikipedia.
Tell us what a visitor shouldn't miss, and what living there is really like. Write to Main Street at mainstreet@smalltownguide.com. The best notes from people who know the town will be added here.
Nearby
Straight-line miles.
Small towns
- Sumner, IA2,000 people, 9 miles
- Denver, IA2,000 people, 10 miles
- Waverly, IA10,600 people, 12 miles
- Janesville, IA1,100 people, 15 miles
- Fairbank, IA1,100 people, 16 miles
- New Hampton, IA3,400 people, 17 miles
Smaller places
- Frederika, IA207 people, 6 miles
- Readlyn, IA860 people, 7 miles
- Fredericksburg, IA979 people, 11 miles
- Westgate, IA187 people, 14 miles
- Plainfield, IA394 people, 14 miles
Sources
- U.S. Census Bureau, Population Estimates (Vintage 2025)
- U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates
- Federal Housing Finance Agency, House Price Index for counties (all transactions)
- U.S. Bureau of Economic Analysis, Regional Price Parities, 2024
- FBI, Crime in the United States, Table 8 (offenses known to law enforcement by city)
- Centers for Medicare & Medicaid Services, Hospital General Information
- National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal)
- National Center for Education Statistics, IPEDS institution directory, 2024
- NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020
- U.S. Geological Survey, 3D Elevation Program
- National Park Service, National Register of Historic Places listings
- National Park Service, park unit boundaries
- USDA Economic Research Service, Rural-Urban Continuum Codes, 2023
- U.S. Census Bureau, 2025 Gazetteer files and 2020 urban areas
Census survey figures are estimates with a margin of error; we leave out any figure whose margin is too wide to be useful. Data last gathered October 5, 2026. See something wrong? Write to mainstreet@smalltownguide.com.