Towns / Iowa

Mount Vernon, Iowa

Mount Vernon is a college town of about 4,500 people in Linn County, Iowa. Its population has held about steady since 2020. A typical home costs about 2.2 years of the typical household's income, compared with 4.1 across the U.S. The nearest metro area of about a million people or more, Chicago, is about 193 miles away as the crow flies.

College town

Population
4,514
down 0.6% since 2020
Typical home, 2020-24
$245,200
Linn County prices up 14% since 2022
Household income
$112,656
U.S.: $80,734
Prices, Cedar Rapids area
89
U.S. average = 100
Emergency room
12 miles
Cedar Rapids, IA
To Chicago
193 mi
straight line

The book's checklist

  • Lower cost of livingEveryday prices run 11% below the U.S. average in the Cedar Rapids metro area.
  • More house for the moneyA typical home costs 2.2 years of the typical household's income here. Across the U.S. it's 4.1.
  • A safer neighborhoodThe FBI has no 2025 figures for Mount Vernon itself. Many small towns are patrolled by the county sheriff, so call the sheriff's office and ask what calls they get most.
  • Schools in town3 public schools: 1 elementary, 1 middle and 1 high school.
  • A hospital close byMercy Medical Center - Cedar Rapids in Cedar Rapids, about 12 miles away, has the nearest emergency room.
  • Within reach of a big cityChicago is about 193 miles away as the crow flies. The book suggests staying within about 60 miles if you'll miss big-city sports, concerts and theater.

A check means Mount Vernon meets the rule of thumb from Frank and Dave's book. An empty box isn't a deal breaker: it's something to weigh for your family. A question mark means there isn't enough data.

What kind of town

College town. About 1 in 4 residents is a college student, with Cornell College in town. Concerts, sports and good food all year, and a big employer that rarely closes. Expect higher home prices close to campus.

The book sorts small towns into six types. These labels come only from the numbers; take the quiz to see which type fits your family.

For a lifetime

Homes and money

Typical home value, as owners valued them in 2020-2024
$245,200U.S.: $332,700
Home prices since then
Up 14%Linn County, 2022 to 2025
Typical rent, with utilities
$780 a monthU.S.: $1,413
Typical household income
$112,656U.S.: $80,734
Homes owned by the people living in them
86%U.S.: 65%
Typical property tax bill
$3,591 a yearIowa: $2,897
Homes built before 1940
40%U.S.: 12%
Homes built since 2010
3%U.S.: 11%
Vacation and seasonal homes
0%U.S.: 3%
Everyday prices
89U.S. average = 100 (the Cedar Rapids metro area)

Home values and rents are what households told the Census Bureau across 2020 to 2024, so they trail today's market: county prices have moved up 14% since 2022. Everyday prices are the government's average for the Cedar Rapids metro area, not Mount Vernon alone. Check current listings before you budget.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates; Federal Housing Finance Agency, House Price Index for counties (all transactions); U.S. Bureau of Economic Analysis, Regional Price Parities, 2024.

The people

Population, 2025 estimate
4,5142020: 4,541
Median age
25.3 yearsU.S.: 38.9
Age 65 and older
11%U.S.: 17%
Under 18
25%U.S.: 22%
Adults with a bachelor's degree or more
45%U.S.: 36%
Moved here from another county or state in the past year
9%U.S.: 6%
College students
25%share of all residents

Sources: U.S. Census Bureau, Population Estimates (Vintage 2025); U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Work

Biggest lines of work
Schools, health care and social services (40%); professional and business services (11%); manufacturing (11%)
Unemployment rate
4%U.S.: 5%
Average commute
21 minutesU.S.: 26 minutes
Work from home
20%U.S.: 15%
Below the poverty line
8%U.S.: 12%

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Health care

Nearest emergency room: Mercy Medical Center - Cedar Rapids, Cedar Rapids, IA, about 12 miles away. It's a general hospital. Medicare gives it 4 of 5 stars.

Look up doctors, clinics and the hospitals themselves on Medicare's Care Compare. Ask where the most serious cases are sent.

Sources: Centers for Medicare & Medicaid Services, Hospital General Information.

Schools

3 public schools in Mount Vernon, run by Mount Vernon Comm School District.

Colleges in or next to town: Cornell College (1,000 to 4,999 students).

See each school on the federal school search, then check test scores and graduation rates on Iowa's school report card.

Sources: National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal); National Center for Education Statistics, IPEDS institution directory, 2024.

Internet

Homes with cable, fiber or DSL internet
80%U.S.: 76%
Homes with any internet subscription
90%U.S.: 91%

Before you buy, look up the address on the FCC's National Broadband Map to see which providers serve it.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Weather

January average low
11°F
July average high
82°F
Days 90°F or hotter
9 a year
Nights at or below freezing
148 a year
Rain and melted snow
38.8 inches a year
Snow
34 inches a year
Elevation
885 feet

Weather stations: Anamosa 3 SSW (12 miles away) and Cedar Rapids #1 (12 miles away, rain and snow). Averages for 1991 to 2020.

Sources: NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020; U.S. Geological Survey, 3D Elevation Program.

Getting around

Straight-line miles. The road is always longer, and as the book says, an interstate at 70 is a different trip from a farm road at 45. Check the real drive: Mercy Medical Center - Cedar Rapids, Cedar Rapids, Chicago.

Linn County is in a metro area of 250,000 to 1 million people (USDA rural-urban code 2, on a scale where 1 is the biggest metro areas and 9 the most rural counties).

For a day

18 places on the National Register of Historic Places, including the Ash Park Historic District, Cornell College-Mount Vernon Historic District (Additional Documentation) and the Mount Vernon Commercial Historic District.

National Park Service sites within about an hour:

  • Herbert Hoover National Historic Site18 miles

Campus life. Check Cornell College's events calendar for games, concerts and plays open to the public.

Read about Mount Vernon's history on Wikipedia.

Know Mount Vernon?

Tell us what a visitor shouldn't miss, and what living there is really like. Write to Main Street at mainstreet@smalltownguide.com. The best notes from people who know the town will be added here.

Nearby

Straight-line miles.

Small towns

Smaller places

  • Bertram, IA267 people, 6 miles
  • Martelle, IA249 people, 8 miles
  • Mechanicsville, IA977 people, 9 miles
  • Shueyville, IA722 people, 13 miles
  • Stone City, IA (unincorporated)154 people, 13 miles
  • Stanwood, IA613 people, 14 miles
  • Swisher, IA901 people, 15 miles

Sources

  1. U.S. Census Bureau, Population Estimates (Vintage 2025)
  2. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates
  3. Federal Housing Finance Agency, House Price Index for counties (all transactions)
  4. U.S. Bureau of Economic Analysis, Regional Price Parities, 2024
  5. FBI, Crime in the United States, Table 8 (offenses known to law enforcement by city)
  6. Centers for Medicare & Medicaid Services, Hospital General Information
  7. National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal)
  8. National Center for Education Statistics, IPEDS institution directory, 2024
  9. NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020
  10. U.S. Geological Survey, 3D Elevation Program
  11. National Park Service, National Register of Historic Places listings
  12. National Park Service, park unit boundaries
  13. USDA Economic Research Service, Rural-Urban Continuum Codes, 2023
  14. U.S. Census Bureau, 2025 Gazetteer files and 2020 urban areas

Census survey figures are estimates with a margin of error; we leave out any figure whose margin is too wide to be useful. Data last gathered October 5, 2026. See something wrong? Write to mainstreet@smalltownguide.com.