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Towns / Iowa

Earlham, Iowa

Earlham is a small town of about 1,400 people in Madison County, Iowa. Its population has held about steady since 2020. A typical home costs about 2.3 years of the typical household's income, compared with 4.1 across the U.S. The nearest metro area of about a million people or more, Omaha, is about 101 miles away as the crow flies.

Population
1,396
down 1.2% since 2020
Typical home, 2020-24
$267,600
Madison County prices up 14% since 2022
Household income
$115,086
U.S.: $80,734
Prices, Des Moines area
91.7
U.S. average = 100
Emergency room
13 miles
Winterset, IA
To Omaha
101 mi
straight line

The book's checklist

  • Lower cost of livingEveryday prices run 8.3% below the U.S. average in the Des Moines-West Des Moines metro area.
  • More house for the moneyA typical home costs 2.3 years of the typical household's income here. Across the U.S. it's 4.1.
  • A safer neighborhood0 violent crimes were reported in 2025, about 0 per 1,000 people (U.S.: 3.3). Property crime: 3.5 per 1,000 (U.S.: 15.3).
  • Schools in town3 public schools: 1 elementary, 1 middle and 1 high school.
  • A hospital close byMadison County Health Care System in Winterset, about 13 miles away, has the nearest emergency room.
  • Within reach of a big cityOmaha is about 101 miles away as the crow flies. The book suggests staying within about 60 miles if you'll miss big-city sports, concerts and theater.

A check means Earlham meets the rule of thumb from Frank and Dave's book. An empty box isn't a deal breaker: it's something to weigh for your family. A question mark means there isn't enough data.

For a lifetime

Homes and money

Typical home value, as owners valued them in 2020-2024
$267,600U.S.: $332,700
Home prices since then
Up 14%Madison County, 2022 to 2025
Typical rent, with utilities
$770 a monthU.S.: $1,413
Typical household income
$115,086U.S.: $80,734
Homes owned by the people living in them
78%U.S.: 65%
Typical property tax bill
$3,313 a yearIowa: $2,897
Homes built before 1940
31%U.S.: 12%
Homes built since 2010
10%U.S.: 11%
Vacation and seasonal homes
1%U.S.: 3%
Everyday prices
91.7U.S. average = 100 (the Des Moines-West Des Moines metro area)

Home values and rents are what households told the Census Bureau across 2020 to 2024, so they trail today's market: county prices have moved up 14% since 2022. Everyday prices are the government's average for the Des Moines-West Des Moines metro area, not Earlham alone. Check current listings before you budget.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates; Federal Housing Finance Agency, House Price Index for counties (all transactions); U.S. Bureau of Economic Analysis, Regional Price Parities, 2024.

The people

Population, 2025 estimate
1,3962020: 1,413
Median age
43 yearsU.S.: 38.9
Age 65 and older
10%U.S.: 17%
Under 18
25%U.S.: 22%
Adults with a bachelor's degree or more
32%U.S.: 36%
Moved here from another county or state in the past year
7%U.S.: 6%

Sources: U.S. Census Bureau, Population Estimates (Vintage 2025); U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Work

Biggest lines of work
Schools, health care and social services (20%); finance, insurance and real estate (19%); construction (13%)
Unemployment rate
4%U.S.: 5%
Average commute
28 minutesU.S.: 26 minutes
Work from home
17%U.S.: 15%
Below the poverty line
5%U.S.: 12%

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Health care

Nearest emergency room: Madison County Health Care System, Winterset, IA, about 13 miles away. It's a critical access hospital (a small rural hospital with 25 or fewer beds). Medicare hasn't given it a star rating.

Nearest general hospital: Unitypoint Health - Des Moines Iowa Methodist Medi, Des Moines, IA, about 26 miles away. Medicare gives it 3 of 5 stars.

Look up doctors, clinics and the hospitals themselves on Medicare's Care Compare. Ask where the most serious cases are sent.

Sources: Centers for Medicare & Medicaid Services, Hospital General Information.

Schools

3 public schools in Earlham, run by Earlham Comm School District.

See each school on the federal school search, then check test scores and graduation rates on Iowa's school report card.

Sources: National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal); National Center for Education Statistics, IPEDS institution directory, 2024.

Internet

Homes with cable, fiber or DSL internet
83%U.S.: 76%
Homes with any internet subscription
94%U.S.: 91%

Before you buy, look up the address on the FCC's National Broadband Map to see which providers serve it.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Weather

January average low
10°F
July average high
84°F
Days 90°F or hotter
15 a year
Nights at or below freezing
145 a year
Rain and melted snow
34.8 inches a year
Snow
31 inches a year
Elevation
1,098 feet

Weather station: Winterset 1S (14 miles away). Averages for 1991 to 2020.

Sources: NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020; U.S. Geological Survey, 3D Elevation Program.

Getting around

Straight-line miles. The road is always longer, and as the book says, an interstate at 70 is a different trip from a farm road at 45. Check the real drive: Madison County Health Care System, West Des Moines, Omaha.

Madison County is in a metro area of 250,000 to 1 million people (USDA rural-urban code 2, on a scale where 1 is the biggest metro areas and 9 the most rural counties).

For a day

9 places on the National Register of Historic Places.

Read about Earlham's history on Wikipedia.

Know Earlham?

Tell us what a visitor shouldn't miss, and what living there is really like. Write to Main Street at mainstreet@smalltownguide.com. The best notes from people who know the town will be added here.

Nearby

Straight-line miles.

Small towns

Smaller places

  • Dexter, IA641 people, 6 miles
  • De Soto, IA976 people, 7 miles
  • Redfield, IA741 people, 8 miles
  • Diamondhead Lake, IA (unincorporated)285 people, 8 miles
  • Linden, IA210 people, 13 miles
  • Menlo, IA346 people, 15 miles

Sources

  1. U.S. Census Bureau, Population Estimates (Vintage 2025)
  2. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates
  3. Federal Housing Finance Agency, House Price Index for counties (all transactions)
  4. U.S. Bureau of Economic Analysis, Regional Price Parities, 2024
  5. FBI, Crime in the United States, Table 8 (offenses known to law enforcement by city)
  6. Centers for Medicare & Medicaid Services, Hospital General Information
  7. National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal)
  8. National Center for Education Statistics, IPEDS institution directory, 2024
  9. NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020
  10. U.S. Geological Survey, 3D Elevation Program
  11. National Park Service, National Register of Historic Places listings
  12. National Park Service, park unit boundaries
  13. USDA Economic Research Service, Rural-Urban Continuum Codes, 2023
  14. U.S. Census Bureau, 2025 Gazetteer files and 2020 urban areas

Census survey figures are estimates with a margin of error; we leave out any figure whose margin is too wide to be useful. Data last gathered October 5, 2026. See something wrong? Write to mainstreet@smalltownguide.com.