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Fort Loramie, Ohio

Fort Loramie is a small town of about 1,700 people in Shelby County, Ohio. It has grown about 8% since 2020. A typical home costs about 2.9 years of the typical household's income, compared with 4.1 across the U.S. The nearest metro area of about a million people or more, Columbus, is about 77 miles away as the crow flies.

Population
1,736
up 8.4% since 2020
Typical home, 2020-24
$276,500
Shelby County prices up 22% since 2022
Household income
$93,750
U.S.: $80,734
Prices, rural Ohio
88.3
U.S. average = 100
Emergency room
11 miles
Sidney, OH
To Columbus
77 mi
straight line

The book's checklist

  • Lower cost of livingEveryday prices run 11.7% below the U.S. average in the parts of Ohio outside metro areas.
  • More house for the moneyA typical home costs 2.9 years of the typical household's income here. Across the U.S. it's 4.1.
  • A safer neighborhoodThe FBI has no 2025 figures for Fort Loramie itself. Many small towns are patrolled by the county sheriff, so call the sheriff's office and ask what calls they get most.
  • Schools in town2 public schools: 1 elementary and 1 high school.
  • A hospital close byWilson Memorial Hospital in Sidney, about 11 miles away, has the nearest emergency room.
  • Within reach of a big cityColumbus is about 77 miles away as the crow flies. The book suggests staying within about 60 miles if you'll miss big-city sports, concerts and theater.

A check means Fort Loramie meets the rule of thumb from Frank and Dave's book. An empty box isn't a deal breaker: it's something to weigh for your family. A question mark means there isn't enough data.

For a lifetime

Homes and money

Typical home value, as owners valued them in 2020-2024
$276,500U.S.: $332,700
Home prices since then
Up 22%Shelby County, 2022 to 2025
Typical rent, with utilities
$836 a monthU.S.: $1,413
Typical household income
$93,750U.S.: $80,734
Homes owned by the people living in them
83%U.S.: 65%
Typical property tax bill
$2,678 a yearOhio: $2,822
Homes built before 1940
19%U.S.: 12%
Homes built since 2010
14%U.S.: 11%
Vacation and seasonal homes
0%U.S.: 3%
Everyday prices
88.3U.S. average = 100 (the parts of Ohio outside metro areas)

Home values and rents are what households told the Census Bureau across 2020 to 2024, so they trail today's market: county prices have moved up 22% since 2022. Everyday prices are the government's average for the parts of Ohio outside metro areas, not Fort Loramie alone. Check current listings before you budget.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates; Federal Housing Finance Agency, House Price Index for counties (all transactions); U.S. Bureau of Economic Analysis, Regional Price Parities, 2024.

The people

Population, 2025 estimate
1,7362020: 1,601
Median age
31.7 yearsU.S.: 38.9
Age 65 and older
16%U.S.: 17%
Under 18
34%U.S.: 22%
Adults with a bachelor's degree or more
32%U.S.: 36%
Moved here from another county or state in the past year
1%U.S.: 6%

Sources: U.S. Census Bureau, Population Estimates (Vintage 2025); U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Work

Biggest lines of work
Manufacturing (38%); schools, health care and social services (26%); construction (9%)
Unemployment rate
2%U.S.: 5%
Average commute
16 minutesU.S.: 26 minutes
Work from home
4%U.S.: 15%
Below the poverty line
6%U.S.: 12%

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Health care

Nearest emergency room: Wilson Memorial Hospital, Sidney, OH, about 11 miles away. It's a general hospital. Medicare gives it 2 of 5 stars.

Look up doctors, clinics and the hospitals themselves on Medicare's Care Compare. Ask where the most serious cases are sent.

Sources: Centers for Medicare & Medicaid Services, Hospital General Information.

Schools

2 public schools in Fort Loramie, run by Fort Loramie Local.

See each school on the federal school search, then check test scores and graduation rates on Ohio's school report card.

Sources: National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal); National Center for Education Statistics, IPEDS institution directory, 2024.

Internet

Homes with cable, fiber or DSL internet
90%U.S.: 76%
Homes with any internet subscription
97%U.S.: 91%

Before you buy, look up the address on the FCC's National Broadband Map to see which providers serve it.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Weather

January average low
18°F
July average high
84°F
Days 90°F or hotter
14 a year
Nights at or below freezing
134 a year
Rain and melted snow
39.6 inches a year
Snow
26 inches a year
Elevation
957 feet

Weather stations: Sidney 1 S (13 miles away) and Versailles (11 miles away, rain and snow). Averages for 1991 to 2020.

Sources: NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020; U.S. Geological Survey, 3D Elevation Program.

Getting around

Straight-line miles. The road is always longer, and as the book says, an interstate at 70 is a different trip from a farm road at 45. Check the real drive: Wilson Memorial Hospital, Dayton, Columbus.

Shelby County is outside any metro area, with 20,000 or more people in its towns, next to a metro area (USDA rural-urban code 4, on a scale where 1 is the biggest metro areas and 9 the most rural counties).

For a day

1 place on the National Register of Historic Places.

National Park Service sites within about an hour:

  • Dayton Aviation Heritage National Historical Park41 miles
  • Charles Young Buffalo Soldiers National Monument50 miles

Read about Fort Loramie's history on Wikipedia.

Know Fort Loramie?

Tell us what a visitor shouldn't miss, and what living there is really like. Write to Main Street at mainstreet@smalltownguide.com. The best notes from people who know the town will be added here.

Nearby

Straight-line miles.

Small towns

Smaller places

  • Osgood, OH302 people, 7 miles
  • Yorkshire, OH105 people, 7 miles
  • Maria Stein, OH (unincorporated)1,305 people, 7 miles
  • Russia, OH811 people, 8 miles
  • Kettlersville, OH176 people, 9 miles
  • Chickasaw, OH351 people, 9 miles
  • North Star, OH229 people, 11 miles
  • New Knoxville, OH912 people, 11 miles

Sources

  1. U.S. Census Bureau, Population Estimates (Vintage 2025)
  2. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates
  3. Federal Housing Finance Agency, House Price Index for counties (all transactions)
  4. U.S. Bureau of Economic Analysis, Regional Price Parities, 2024
  5. FBI, Crime in the United States, Table 8 (offenses known to law enforcement by city)
  6. Centers for Medicare & Medicaid Services, Hospital General Information
  7. National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal)
  8. National Center for Education Statistics, IPEDS institution directory, 2024
  9. NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020
  10. U.S. Geological Survey, 3D Elevation Program
  11. National Park Service, National Register of Historic Places listings
  12. National Park Service, park unit boundaries
  13. USDA Economic Research Service, Rural-Urban Continuum Codes, 2023
  14. U.S. Census Bureau, 2025 Gazetteer files and 2020 urban areas

Census survey figures are estimates with a margin of error; we leave out any figure whose margin is too wide to be useful. Data last gathered October 5, 2026. See something wrong? Write to mainstreet@smalltownguide.com.