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Towns / New York

Saranac Lake, New York

Saranac Lake is a small town of about 4,800 people in Franklin County, New York. It has lost about 3% of its people since 2020. A typical home costs about 3.2 years of the typical household's income, compared with 4.1 across the U.S. The nearest metro area of about a million people or more, Hartford, is about 191 miles away as the crow flies.

Population
4,793
down 3.1% since 2020
Typical home, 2020-24
$199,900
Franklin County prices up 27% since 2022
Household income
$61,967
U.S.: $80,734
Prices, rural New York
91.6
U.S. average = 100
Emergency room
In town
Adirondack Medical Center - Saranac Lake
To Hartford
191 mi
straight line

The book's checklist

  • Lower cost of livingEveryday prices run 8.4% below the U.S. average in the parts of New York outside metro areas.
  • More house for the moneyA typical home costs 3.2 years of the typical household's income here. Across the U.S. it's 4.1.
  • A safer neighborhood3 violent crimes were reported in 2025, about 0.6 per 1,000 people (U.S.: 3.3). Property crime: 2.3 per 1,000 (U.S.: 15.3).
  • Schools in town4 public schools: 2 elementary, 1 middle and 1 high school.
  • A hospital close byAdirondack Medical Center - Saranac Lake is in town and has an emergency room.
  • Within reach of a big cityHartford is about 191 miles away as the crow flies. The book suggests staying within about 60 miles if you'll miss big-city sports, concerts and theater.

A check means Saranac Lake meets the rule of thumb from Frank and Dave's book. An empty box isn't a deal breaker: it's something to weigh for your family. A question mark means there isn't enough data.

For a lifetime

Homes and money

Typical home value, as owners valued them in 2020-2024
$199,900U.S.: $332,700
Home prices since then
Up 27%Franklin County, 2022 to 2025
Typical rent, with utilities
$853 a monthU.S.: $1,413
Typical household income
$61,967U.S.: $80,734
Homes owned by the people living in them
47%U.S.: 65%
Typical property tax bill
$4,285 a yearNew York: $6,582
Homes built before 1940
59%U.S.: 12%
Homes built since 2010
1%U.S.: 11%
Vacation and seasonal homes
3%U.S.: 3%
Everyday prices
91.6U.S. average = 100 (the parts of New York outside metro areas)

Home values and rents are what households told the Census Bureau across 2020 to 2024, so they trail today's market: county prices have moved up 27% since 2022. Everyday prices are the government's average for the parts of New York outside metro areas, not Saranac Lake alone. Check current listings before you budget.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates; Federal Housing Finance Agency, House Price Index for counties (all transactions); U.S. Bureau of Economic Analysis, Regional Price Parities, 2024.

The people

Population, 2025 estimate
4,7932020: 4,948
Median age
40.7 yearsU.S.: 38.9
Age 65 and older
21%U.S.: 17%
Under 18
17%U.S.: 22%
Adults with a bachelor's degree or more
47%U.S.: 36%
Moved here from another county or state in the past year
7%U.S.: 6%
College students
6%share of all residents

Sources: U.S. Census Bureau, Population Estimates (Vintage 2025); U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Work

Biggest lines of work
Schools, health care and social services (39%); retail (15%); arts, recreation, lodging and restaurants (11%)
Unemployment rate
3%U.S.: 5%
Average commute
16 minutesU.S.: 26 minutes
Work from home
9%U.S.: 15%
Below the poverty line
18%U.S.: 12%

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Health care

Nearest emergency room: Adirondack Medical Center - Saranac Lake, Saranac Lake, NY, in town. It's a general hospital. Medicare gives it 4 of 5 stars.

Look up doctors, clinics and the hospitals themselves on Medicare's Care Compare. Ask where the most serious cases are sent.

Sources: Centers for Medicare & Medicaid Services, Hospital General Information.

Schools

4 public schools in Saranac Lake, run by Saranac Lake Central School District.

Colleges in or next to town: North Country Community College (1,000 to 4,999 students).

See each school on the federal school search, then check test scores and graduation rates on New York's school report card.

Sources: National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal); National Center for Education Statistics, IPEDS institution directory, 2024.

Internet

Homes with cable, fiber or DSL internet
77%U.S.: 76%
Homes with any internet subscription
85%U.S.: 91%

Before you buy, look up the address on the FCC's National Broadband Map to see which providers serve it.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Weather

January average low
5°F
July average high
74°F
Days 90°F or hotter
1 a year
Nights at or below freezing
192 a year
Rain and melted snow
43.8 inches a year
Snow
104 inches a year
Elevation
1,544 feet

Weather stations: Ray Brook (2 miles away) and Lake Placid 2 S (7 miles away, rain and snow). Averages for 1991 to 2020.

Sources: NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020; U.S. Geological Survey, 3D Elevation Program.

Getting around

Straight-line miles. The road is always longer, and as the book says, an interstate at 70 is a different trip from a farm road at 45. Check the real drive: Utica, Hartford.

Franklin County is outside any metro area, with 5,000 to 20,000 people in its towns, not next to a metro area (USDA rural-urban code 7, on a scale where 1 is the biggest metro areas and 9 the most rural counties).

For a day

73 places on the National Register of Historic Places, including Berkeley Square Historic District (Additional Documentation), Berkeley Square Historic District (Boundary Increase), the Church Street Historic District and the Cottage Row Historic District.

Read about Saranac Lake's history on Wikipedia.

Know Saranac Lake?

Tell us what a visitor shouldn't miss, and what living there is really like. Write to Main Street at mainstreet@smalltownguide.com. The best notes from people who know the town will be added here.

Nearby

Straight-line miles.

Small towns

Smaller places

  • Paul Smiths, NY (unincorporated)623 people, 9 miles

Sources

  1. U.S. Census Bureau, Population Estimates (Vintage 2025)
  2. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates
  3. Federal Housing Finance Agency, House Price Index for counties (all transactions)
  4. U.S. Bureau of Economic Analysis, Regional Price Parities, 2024
  5. FBI, Crime in the United States, Table 8 (offenses known to law enforcement by city)
  6. Centers for Medicare & Medicaid Services, Hospital General Information
  7. National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal)
  8. National Center for Education Statistics, IPEDS institution directory, 2024
  9. NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020
  10. U.S. Geological Survey, 3D Elevation Program
  11. National Park Service, National Register of Historic Places listings
  12. National Park Service, park unit boundaries
  13. USDA Economic Research Service, Rural-Urban Continuum Codes, 2023
  14. U.S. Census Bureau, 2025 Gazetteer files and 2020 urban areas

Census survey figures are estimates with a margin of error; we leave out any figure whose margin is too wide to be useful. Data last gathered October 5, 2026. See something wrong? Write to mainstreet@smalltownguide.com.