The book's checklist
- Lower cost of livingEveryday prices run 4.9% below the U.S. average in the St. Louis metro area.
- More house for the moneyA typical home costs 2.9 years of the typical household's income here. Across the U.S. it's 4.1.
- A safer neighborhood17 violent crimes were reported in 2025, about 4.9 per 1,000 people (U.S.: 3.3). Property crime: 9.2 per 1,000 (U.S.: 15.3).
- Schools in town11 public schools: 3 elementary, 3 middle, 4 high schools and 1 other.
- A hospital close byMercy Hospital Jefferson in Crystal City, about 10 miles away, has the nearest emergency room.
- Within reach of a big citySt. Louis is about 33 miles away as the crow flies. The book suggests staying within about 60 miles if you'll miss big-city sports, concerts and theater.
A check means Hillsboro meets the rule of thumb from Frank and Dave's book. An empty box isn't a deal breaker: it's something to weigh for your family. A question mark means there isn't enough data.
For a lifetime
Homes and money
- Typical home value, as owners valued them in 2020-2024
- $221,200U.S.: $332,700
- Home prices since then
- Up 21%Jefferson County, 2022 to 2025
- Typical rent, with utilities
- $973 a monthU.S.: $1,413
- Typical household income
- $77,500U.S.: $80,734
- Homes owned by the people living in them
- 71%U.S.: 65%
- Typical property tax bill
- $1,852 a yearMissouri: $1,948
- Homes built before 1940
- 1%U.S.: 12%
- Homes built since 2010
- 16%U.S.: 11%
- Vacation and seasonal homes
- 0%U.S.: 3%
- Everyday prices
- 95.1U.S. average = 100 (the St. Louis metro area)
Home values and rents are what households told the Census Bureau across 2020 to 2024, so they trail today's market: county prices have moved up 21% since 2022. Everyday prices are the government's average for the St. Louis metro area, not Hillsboro alone. Check current listings before you budget.
Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates; Federal Housing Finance Agency, House Price Index for counties (all transactions); U.S. Bureau of Economic Analysis, Regional Price Parities, 2024.
The people
- Population, 2025 estimate
- 3,4932020: 3,490
- Median age
- 30.8 yearsU.S.: 38.9
- Age 65 and older
- 11%U.S.: 17%
- Under 18
- 27%U.S.: 22%
- Adults with a bachelor's degree or more
- 16%U.S.: 36%
- Moved here from another county or state in the past year
- 9%U.S.: 6%
- College students
- 8%share of all residents
Sources: U.S. Census Bureau, Population Estimates (Vintage 2025); U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.
Work
- Biggest lines of work
- Schools, health care and social services (20%); arts, recreation, lodging and restaurants (14%); professional and business services (12%)
- Unemployment rate
- 4%U.S.: 5%
- Average commute
- 34 minutesU.S.: 26 minutes
- Work from home
- 11%U.S.: 15%
- Below the poverty line
- 12%U.S.: 12%
Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.
Health care
Nearest emergency room: Mercy Hospital Jefferson, Crystal City, MO, about 10 miles away. It's a general hospital. Medicare gives it 4 of 5 stars.
Look up doctors, clinics and the hospitals themselves on Medicare's Care Compare. Ask where the most serious cases are sent.
Sources: Centers for Medicare & Medicaid Services, Hospital General Information.
Schools
11 public schools in Hillsboro, run by Hillsboro R-III and Grandview R-II.
Colleges in or next to town: Jefferson College (1,000 to 4,999 students).
See each school on the federal school search, then check test scores and graduation rates on Missouri's school report card.
Sources: National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal); National Center for Education Statistics, IPEDS institution directory, 2024.
Internet
- Homes with cable, fiber or DSL internet
- 80%U.S.: 76%
- Homes with any internet subscription
- 98%U.S.: 91%
Before you buy, look up the address on the FCC's National Broadband Map to see which providers serve it.
Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.
Weather
- January average low
- 22°F
- July average high
- 88°F
- Days 90°F or hotter
- 38 a year
- Nights at or below freezing
- 105 a year
- Rain and melted snow
- 44.7 inches a year
- Snow
- 9 inches a year
- Elevation
- 769 feet
Weather stations: Festus (9 miles away) and De Soto (7 miles away, rain and snow). Averages for 1991 to 2020.
Sources: NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020; U.S. Geological Survey, 3D Elevation Program.
Getting around
Straight-line miles. The road is always longer, and as the book says, an interstate at 70 is a different trip from a farm road at 45. Check the real drive: Mercy Hospital Jefferson, St. Louis.
Jefferson County is in a metro area of 1 million people or more (USDA rural-urban code 1, on a scale where 1 is the biggest metro areas and 9 the most rural counties).
For a day
2 places on the National Register of Historic Places.
National Park Service sites within about an hour:
- Ulysses S. Grant National Historic Site25 miles
- Ste. Genevieve National Historical Park34 miles
- Gateway Arch National Park34 miles
Read about Hillsboro's history on Wikipedia.
Tell us what a visitor shouldn't miss, and what living there is really like. Write to Main Street at mainstreet@smalltownguide.com. The best notes from people who know the town will be added here.
Nearby
Straight-line miles.
Small towns
- De Soto, MO6,500 people, 6 miles
- Festus, MO14,100 people, 9 miles
- Herculaneum, MO5,400 people, 10 miles
- Pevely, MO6,200 people, 10 miles
- Crystal City, MO4,700 people, 10 miles
- Barnhart, MO5,800 people, 11 miles
Smaller places
- Raintree Plantation, MO (unincorporated)2,047 people, 2 miles
- Briarwood Estates, MO (unincorporated)307 people, 5 miles
- Horine, MO (unincorporated)781 people, 8 miles
- Cedar Hill Lakes, MO203 people, 8 miles
- Olympian Village, MO710 people, 9 miles
- Cedar Hill, MO (unincorporated)1,261 people, 9 miles
- Summer Set, MO (unincorporated)1,236 people, 10 miles
- Scotsdale, MO198 people, 11 miles
Sources
- U.S. Census Bureau, Population Estimates (Vintage 2025)
- U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates
- Federal Housing Finance Agency, House Price Index for counties (all transactions)
- U.S. Bureau of Economic Analysis, Regional Price Parities, 2024
- FBI, Crime in the United States, Table 8 (offenses known to law enforcement by city)
- Centers for Medicare & Medicaid Services, Hospital General Information
- National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal)
- National Center for Education Statistics, IPEDS institution directory, 2024
- NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020
- U.S. Geological Survey, 3D Elevation Program
- National Park Service, National Register of Historic Places listings
- National Park Service, park unit boundaries
- USDA Economic Research Service, Rural-Urban Continuum Codes, 2023
- U.S. Census Bureau, 2025 Gazetteer files and 2020 urban areas
Census survey figures are estimates with a margin of error; we leave out any figure whose margin is too wide to be useful. Data last gathered October 5, 2026. See something wrong? Write to mainstreet@smalltownguide.com.