Towns / Maryland

Elkton, Maryland

Elkton is a suburb of about 16,700 people in Cecil County, Maryland, in the Philadelphia area. It's the county seat. It has grown about 5% since 2020. A typical home costs about 5 years of the typical household's income, compared with 4.1 across the U.S. The nearest metro area of about a million people or more, Philadelphia, is about 46 miles away as the crow flies.

County seatSuburb of Philadelphia

Population
16,670
up 5.5% since 2020
Typical home, 2020-24
$293,400
Cecil County prices up 21% since 2022
Household income
$58,640
U.S.: $80,734
Prices, Philadelphia area
102.6
U.S. average = 100
Emergency room
10 miles
Newark, DE
To Philadelphia
46 mi
straight line

The book's checklist

  • Lower cost of livingEveryday prices run 2.6% above the U.S. average in the Philadelphia-Camden-Wilmington metro area.
  • More house for the moneyA typical home costs 5 years of the typical household's income here. Across the U.S. it's 4.1.
  • A safer neighborhood126 violent crimes were reported in 2025, about 7.9 per 1,000 people (U.S.: 3.3). Property crime: 43.3 per 1,000 (U.S.: 15.3).
  • Schools in town10 public schools: 7 elementary, 2 middle and 1 high school.
  • A hospital close byChristiana Hospital in Newark, about 10 miles away, has the nearest emergency room.
  • Within reach of a big cityPhiladelphia is about 46 miles away as the crow flies. The book suggests staying within about 60 miles if you'll miss big-city sports, concerts and theater.

A check means Elkton meets the rule of thumb from Frank and Dave's book. An empty box isn't a deal breaker: it's something to weigh for your family. A question mark means there isn't enough data.

What kind of town

A suburb, not a stand-alone small town

Elkton runs into the built-up area around Philadelphia (Census Bureau, 2020 urban areas). We include suburbs under 20,000 people because some still feel like small towns, but daily life here is closer to the suburbs than to the towns Frank and Dave's book describes. Weigh it against towns farther out.

The book sorts small towns into six types. These labels come only from the numbers; take the quiz to see which type fits your family.

For a lifetime

Homes and money

Typical home value, as owners valued them in 2020-2024
$293,400U.S.: $332,700
Home prices since then
Up 21%Cecil County, 2022 to 2025
Typical rent, with utilities
$1,382 a monthU.S.: $1,413
Typical household income
$58,640U.S.: $80,734
Homes owned by the people living in them
51%U.S.: 65%
Typical property tax bill
$3,058 a yearMaryland: $4,093
Homes built before 1940
11%U.S.: 12%
Homes built since 2010
6%U.S.: 11%
Vacation and seasonal homes
0%U.S.: 3%
Everyday prices
102.6U.S. average = 100 (the Philadelphia-Camden-Wilmington metro area)

Home values and rents are what households told the Census Bureau across 2020 to 2024, so they trail today's market: county prices have moved up 21% since 2022. Everyday prices are the government's average for the Philadelphia-Camden-Wilmington metro area, not Elkton alone. Check current listings before you budget.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates; Federal Housing Finance Agency, House Price Index for counties (all transactions); U.S. Bureau of Economic Analysis, Regional Price Parities, 2024.

The people

Population, 2025 estimate
16,6702020: 15,804
Median age
37.4 yearsU.S.: 38.9
Age 65 and older
14%U.S.: 17%
Under 18
22%U.S.: 22%
Adults with a bachelor's degree or more
22%U.S.: 36%
Moved here from another county or state in the past year
10%U.S.: 6%

Sources: U.S. Census Bureau, Population Estimates (Vintage 2025); U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Work

Biggest lines of work
Schools, health care and social services (19%); retail (14%); arts, recreation, lodging and restaurants (14%)
Unemployment rate
7%U.S.: 5%
Average commute
25 minutesU.S.: 26 minutes
Work from home
9%U.S.: 15%
Below the poverty line
20%U.S.: 12%

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Health care

Nearest emergency room: Christiana Hospital, Newark, DE, about 10 miles away. It's a general hospital. Medicare gives it 4 of 5 stars.

Look up doctors, clinics and the hospitals themselves on Medicare's Care Compare. Ask where the most serious cases are sent.

Sources: Centers for Medicare & Medicaid Services, Hospital General Information.

Schools

10 public schools in Elkton, run by Cecil County Public Schools.

See each school on the federal school search, then check test scores and graduation rates on Maryland's school report card.

Sources: National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal); National Center for Education Statistics, IPEDS institution directory, 2024.

Internet

Homes with cable, fiber or DSL internet
77%U.S.: 76%
Homes with any internet subscription
89%U.S.: 91%

Before you buy, look up the address on the FCC's National Broadband Map to see which providers serve it.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Weather

January average low
25°F
July average high
89°F
Days 90°F or hotter
33 a year
Nights at or below freezing
97 a year
Rain and melted snow
45.3 inches a year
Snow
20 inches a year
Elevation
6 feet

Weather stations: Newark Ag Farm (6 miles away) and Wilmington New Castle Co Ap (13 miles away, rain and snow). Averages for 1991 to 2020.

Sources: NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020; U.S. Geological Survey, 3D Elevation Program.

Getting around

Straight-line miles. The road is always longer, and as the book says, an interstate at 70 is a different trip from a farm road at 45. Check the real drive: Christiana Hospital, Wilmington, Philadelphia.

Cecil County is in a metro area of 1 million people or more (USDA rural-urban code 1, on a scale where 1 is the biggest metro areas and 9 the most rural counties).

For a day

5 places on the National Register of Historic Places.

National Park Service sites within about an hour:

  • First State National Historical Park17 miles
  • Valley Forge National Historical Park38 miles
  • Hopewell Furnace National Historic Site40 miles
  • Edgar Allan Poe National Historic Site43 miles
  • Hampton National Historic Site43 miles

Read about Elkton's history on Wikipedia.

Know Elkton?

Tell us what a visitor shouldn't miss, and what living there is really like. Write to Main Street at mainstreet@smalltownguide.com. The best notes from people who know the town will be added here.

Nearby

Straight-line miles.

Small towns

Smaller places

  • Chesapeake City, MD749 people, 5 miles
  • St. Georges, DE (unincorporated)1,530 people, 10 miles
  • Odessa, DE360 people, 13 miles
  • Newport, DE906 people, 14 miles
  • Cecilton, MD691 people, 14 miles
  • Port Penn, DE (unincorporated)592 people, 14 miles
  • Port Deposit, MD633 people, 15 miles
  • Nottingham, PA (unincorporated)1,508 people, 15 miles

Sources

  1. U.S. Census Bureau, Population Estimates (Vintage 2025)
  2. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates
  3. Federal Housing Finance Agency, House Price Index for counties (all transactions)
  4. U.S. Bureau of Economic Analysis, Regional Price Parities, 2024
  5. FBI, Crime in the United States, Table 8 (offenses known to law enforcement by city)
  6. Centers for Medicare & Medicaid Services, Hospital General Information
  7. National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal)
  8. National Center for Education Statistics, IPEDS institution directory, 2024
  9. NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020
  10. U.S. Geological Survey, 3D Elevation Program
  11. National Park Service, National Register of Historic Places listings
  12. National Park Service, park unit boundaries
  13. USDA Economic Research Service, Rural-Urban Continuum Codes, 2023
  14. U.S. Census Bureau, 2025 Gazetteer files and 2020 urban areas

Census survey figures are estimates with a margin of error; we leave out any figure whose margin is too wide to be useful. Data last gathered October 5, 2026. See something wrong? Write to mainstreet@smalltownguide.com.