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Owensville, Indiana

Owensville is a small town of about 1,300 people in Gibson County, Indiana. Its population has held about steady since 2020. A typical home costs about 2.3 years of the typical household's income, compared with 4.1 across the U.S. The nearest metro area of about a million people or more, Louisville/Jefferson County, is about 111 miles away as the crow flies.

Population
1,332
down 0% since 2020
Typical home, 2020-24
$131,700
Gibson County prices up 16% since 2022
Household income
$56,635
U.S.: $80,734
Prices, rural Indiana
88.7
U.S. average = 100
Emergency room
8 miles
Princeton, IN
To Louisville/Jefferson County
111 mi
straight line

The book's checklist

  • Lower cost of livingEveryday prices run 11.3% below the U.S. average in the parts of Indiana outside metro areas.
  • More house for the moneyA typical home costs 2.3 years of the typical household's income here. Across the U.S. it's 4.1.
  • A safer neighborhoodThe FBI has no 2025 figures for Owensville itself. Many small towns are patrolled by the county sheriff, so call the sheriff's office and ask what calls they get most.
  • Schools in town1 public school. No public high school in town: the nearest is Gibson Southern High School, about 4 miles away.
  • A hospital close byGibson General Hospital in Princeton, about 8 miles away, has the nearest emergency room.
  • Within reach of a big cityLouisville/Jefferson County is about 111 miles away as the crow flies. The book suggests staying within about 60 miles if you'll miss big-city sports, concerts and theater.

A check means Owensville meets the rule of thumb from Frank and Dave's book. An empty box isn't a deal breaker: it's something to weigh for your family. A question mark means there isn't enough data.

For a lifetime

Homes and money

Typical home value, as owners valued them in 2020-2024
$131,700U.S.: $332,700
Home prices since then
Up 16%Gibson County, 2022 to 2025
Typical household income
$56,635U.S.: $80,734
Homes owned by the people living in them
76%U.S.: 65%
Typical property tax bill
$1,267 a yearIndiana: $1,614
Homes built before 1940
28%U.S.: 12%
Homes built since 2010
10%U.S.: 11%
Vacation and seasonal homes
0%U.S.: 3%
Everyday prices
88.7U.S. average = 100 (the parts of Indiana outside metro areas)

Home values and rents are what households told the Census Bureau across 2020 to 2024, so they trail today's market: county prices have moved up 16% since 2022. Everyday prices are the government's average for the parts of Indiana outside metro areas, not Owensville alone. Check current listings before you budget.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates; Federal Housing Finance Agency, House Price Index for counties (all transactions); U.S. Bureau of Economic Analysis, Regional Price Parities, 2024.

The people

Population, 2025 estimate
1,3322020: 1,332
Median age
44.5 yearsU.S.: 38.9
Age 65 and older
22%U.S.: 17%
Under 18
16%U.S.: 22%
Adults with a bachelor's degree or more
13%U.S.: 36%
Moved here from another county or state in the past year
5%U.S.: 6%

Sources: U.S. Census Bureau, Population Estimates (Vintage 2025); U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Work

Biggest lines of work
Manufacturing (38%); schools, health care and social services (25%); retail (13%)
Unemployment rate
5%U.S.: 5%
Average commute
23 minutesU.S.: 26 minutes
Work from home
2%U.S.: 15%
Below the poverty line
6%U.S.: 12%

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Health care

Nearest emergency room: Gibson General Hospital, Princeton, IN, about 8 miles away. It's a critical access hospital (a small rural hospital with 25 or fewer beds). Medicare hasn't given it a star rating.

Nearest general hospital: Deaconess Hospital INC, Evansville, IN, about 23 miles away. Medicare gives it 2 of 5 stars.

Look up doctors, clinics and the hospitals themselves on Medicare's Care Compare. Ask where the most serious cases are sent.

Sources: Centers for Medicare & Medicaid Services, Hospital General Information.

Schools

1 public school in Owensville, run by South Gibson School Corporation. The nearest public high school is Gibson Southern High School, about 4 miles away.

See each school on the federal school search, then check test scores and graduation rates on Indiana's school report card.

Sources: National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal); National Center for Education Statistics, IPEDS institution directory, 2024.

Weather

January average low
21°F
July average high
88°F
Days 90°F or hotter
38 a year
Nights at or below freezing
100 a year
Rain and melted snow
49.8 inches a year
Snow
12 inches a year
Elevation
526 feet

Weather station: Princeton 1 W (8 miles away). Averages for 1991 to 2020.

Sources: NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020; U.S. Geological Survey, 3D Elevation Program.

Getting around

Straight-line miles. The road is always longer, and as the book says, an interstate at 70 is a different trip from a farm road at 45. Check the real drive: Gibson General Hospital, Evansville, Louisville/Jefferson County.

Gibson County is outside any metro area, with 5,000 to 20,000 people in its towns, next to a metro area (USDA rural-urban code 6, on a scale where 1 is the biggest metro areas and 9 the most rural counties).

For a day

National Park Service sites within about an hour:

  • George Rogers Clark National Historical Park29 miles
  • Lincoln Boyhood National Memorial39 miles

Read about Owensville's history on Wikipedia.

Know Owensville?

Tell us what a visitor shouldn't miss, and what living there is really like. Write to Main Street at mainstreet@smalltownguide.com. The best notes from people who know the town will be added here.

Nearby

Straight-line miles.

Small towns

Smaller places

  • Johnson, IN (unincorporated)379 people, 3 miles
  • Cynthiana, IN552 people, 6 miles
  • Poseyville, IN966 people, 9 miles
  • Stewartsville, IN (unincorporated)206 people, 10 miles
  • Patoka, IN706 people, 10 miles
  • Keensburg, IL170 people, 11 miles
  • St. Wendel, IN (unincorporated)923 people, 12 miles
  • Wadesville, IN (unincorporated)672 people, 13 miles

Sources

  1. U.S. Census Bureau, Population Estimates (Vintage 2025)
  2. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates
  3. Federal Housing Finance Agency, House Price Index for counties (all transactions)
  4. U.S. Bureau of Economic Analysis, Regional Price Parities, 2024
  5. FBI, Crime in the United States, Table 8 (offenses known to law enforcement by city)
  6. Centers for Medicare & Medicaid Services, Hospital General Information
  7. National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal)
  8. National Center for Education Statistics, IPEDS institution directory, 2024
  9. NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020
  10. U.S. Geological Survey, 3D Elevation Program
  11. National Park Service, National Register of Historic Places listings
  12. National Park Service, park unit boundaries
  13. USDA Economic Research Service, Rural-Urban Continuum Codes, 2023
  14. U.S. Census Bureau, 2025 Gazetteer files and 2020 urban areas

Census survey figures are estimates with a margin of error; we leave out any figure whose margin is too wide to be useful. Data last gathered October 5, 2026. See something wrong? Write to mainstreet@smalltownguide.com.