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Georgetown, Colorado

Georgetown is a small town of about 1,200 people in Clear Creek County, Colorado, about 8,500 feet above sea level. It's the county seat. It has grown about 9% since 2020. A typical home costs about 6.6 years of the typical household's income, compared with 4.1 across the U.S. The nearest metro area of about a million people or more, Denver, is about 43 miles away as the crow flies.

County seat

Population
1,217
up 8.6% since 2020
Typical home, 2020-24
$521,700
Clear Creek County prices up 2.9% since 2022
Household income
$79,118
U.S.: $80,734
Prices, Denver area
105.8
U.S. average = 100
Emergency room
23 miles
Frisco, CO
To Denver
43 mi
straight line

The book's checklist

  • Lower cost of livingEveryday prices run 5.8% above the U.S. average in the Denver-Aurora-Centennial metro area.
  • More house for the moneyA typical home costs 6.6 years of the typical household's income here. Across the U.S. it's 4.1.
  • A safer neighborhoodThe FBI has no 2025 figures for Georgetown itself. Many small towns are patrolled by the county sheriff, so call the sheriff's office and ask what calls they get most.
  • Schools in town1 public school. No public high school in town: the nearest is Gilpin County Undivided High School, about 12 miles away.
  • A hospital close bySt. Anthony Summit Medical Center in Frisco, about 23 miles away, has the nearest emergency room.
  • Within reach of a big cityDenver is about 43 miles away as the crow flies. The book suggests staying within about 60 miles if you'll miss big-city sports, concerts and theater.

A check means Georgetown meets the rule of thumb from Frank and Dave's book. An empty box isn't a deal breaker: it's something to weigh for your family. A question mark means there isn't enough data.

For a lifetime

Homes and money

Typical home value, as owners valued them in 2020-2024
$521,700U.S.: $332,700
Home prices since then
Up 2.9%Clear Creek County, 2022 to 2025
Typical rent, with utilities
$1,434 a monthU.S.: $1,413
Typical household income
$79,118U.S.: $80,734
Homes owned by the people living in them
71%U.S.: 65%
Typical property tax bill
$1,749 a yearColorado: $2,602
Homes built before 1940
24%U.S.: 12%
Homes built since 2010
2%U.S.: 11%
Vacation and seasonal homes
16%U.S.: 3%
Everyday prices
105.8U.S. average = 100 (the Denver-Aurora-Centennial metro area)

Home values and rents are what households told the Census Bureau across 2020 to 2024, so they trail today's market: county prices have moved up 2.9% since 2022. Everyday prices are the government's average for the Denver-Aurora-Centennial metro area, not Georgetown alone. Check current listings before you budget.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates; Federal Housing Finance Agency, House Price Index for counties (all transactions); U.S. Bureau of Economic Analysis, Regional Price Parities, 2024.

The people

Population, 2025 estimate
1,2172020: 1,121
Median age
43.9 yearsU.S.: 38.9
Age 65 and older
21%U.S.: 17%
Under 18
10%U.S.: 22%
Adults with a bachelor's degree or more
50%U.S.: 36%
Moved here from another county or state in the past year
12%U.S.: 6%

Sources: U.S. Census Bureau, Population Estimates (Vintage 2025); U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Work

Biggest lines of work
Arts, recreation, lodging and restaurants (15%); schools, health care and social services (13%); professional and business services (12%)
Work from home
19%U.S.: 15%
Below the poverty line
13%U.S.: 12%

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Health care

Nearest emergency room: St. Anthony Summit Medical Center, Frisco, CO, about 23 miles away. It's a general hospital. Medicare hasn't given it a star rating.

Look up doctors, clinics and the hospitals themselves on Medicare's Care Compare. Ask where the most serious cases are sent.

Sources: Centers for Medicare & Medicaid Services, Hospital General Information.

Schools

1 public school in Georgetown, run by Clear Creek School District No. Re-1. The nearest public high school is Gilpin County Undivided High School, about 12 miles away.

See each school on the federal school search, then check test scores and graduation rates on Colorado's school report card.

Sources: National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal); National Center for Education Statistics, IPEDS institution directory, 2024.

Internet

Homes with cable, fiber or DSL internet
73%U.S.: 76%

Before you buy, look up the address on the FCC's National Broadband Map to see which providers serve it.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Weather

January average low
16°F
July average high
77°F
Days 90°F or hotter
0 a year
Nights at or below freezing
210 a year
Rain and melted snow
18.3 inches a year
Snow
106 inches a year
Elevation
8,458 feet

Weather station: Georgetown (1 mile away). Averages for 1991 to 2020.

Sources: NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020; U.S. Geological Survey, 3D Elevation Program.

Getting around

Straight-line miles. The road is always longer, and as the book says, an interstate at 70 is a different trip from a farm road at 45. Check the real drive: St. Anthony Summit Medical Center, Arvada, Denver.

Clear Creek County is in a metro area of 1 million people or more (USDA rural-urban code 1, on a scale where 1 is the biggest metro areas and 9 the most rural counties).

For a day

8 places on the National Register of Historic Places.

National Park Service sites within about an hour:

  • Rocky Mountain National Park31 miles
  • Florissant Fossil Beds National Monument57 miles

Read about Georgetown's history on Wikipedia.

Know Georgetown?

Tell us what a visitor shouldn't miss, and what living there is really like. Write to Main Street at mainstreet@smalltownguide.com. The best notes from people who know the town will be added here.

Nearby

Straight-line miles.

Small towns

Smaller places

  • Silver Plume, CO180 people, 2 miles
  • Empire, CO317 people, 3 miles
  • Downieville-Lawson-Dumont, CO (unincorporated)345 people, 6 miles
  • Blue Valley, CO (unincorporated)120 people, 11 miles
  • Central, CO807 people, 11 miles
  • Black Hawk, CO120 people, 12 miles
  • Floyd Hill, CO (unincorporated)841 people, 14 miles
  • Upper Witter Gulch, CO (unincorporated)731 people, 15 miles

Sources

  1. U.S. Census Bureau, Population Estimates (Vintage 2025)
  2. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates
  3. Federal Housing Finance Agency, House Price Index for counties (all transactions)
  4. U.S. Bureau of Economic Analysis, Regional Price Parities, 2024
  5. FBI, Crime in the United States, Table 8 (offenses known to law enforcement by city)
  6. Centers for Medicare & Medicaid Services, Hospital General Information
  7. National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal)
  8. National Center for Education Statistics, IPEDS institution directory, 2024
  9. NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020
  10. U.S. Geological Survey, 3D Elevation Program
  11. National Park Service, National Register of Historic Places listings
  12. National Park Service, park unit boundaries
  13. USDA Economic Research Service, Rural-Urban Continuum Codes, 2023
  14. U.S. Census Bureau, 2025 Gazetteer files and 2020 urban areas

Census survey figures are estimates with a margin of error; we leave out any figure whose margin is too wide to be useful. Data last gathered October 5, 2026. See something wrong? Write to mainstreet@smalltownguide.com.