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Mountain Home, Arkansas

Mountain Home is a small town of about 13,400 people in Baxter County, Arkansas. It's the county seat. It has grown about 4% since 2020. A typical home costs about 4.1 years of the typical household's income, compared with 4.1 across the U.S. The nearest metro area of about a million people or more, Memphis, is about 160 miles away as the crow flies.

County seat

Population
13,373
up 4.2% since 2020
Typical home, 2020-24
$169,800
Baxter County prices up 20% since 2022
Household income
$41,274
U.S.: $80,734
Prices, rural Arkansas
83
U.S. average = 100
Emergency room
In town
Baxter Health
To Memphis
160 mi
straight line

The book's checklist

  • Lower cost of livingEveryday prices run 17% below the U.S. average in the parts of Arkansas outside metro areas.
  • More house for the moneyA typical home costs 4.1 years of the typical household's income here. Across the U.S. it's 4.1.
  • A safer neighborhood37 violent crimes were reported in 2025, about 2.7 per 1,000 people (U.S.: 3.3). Property crime: 22.3 per 1,000 (U.S.: 15.3).
  • Schools in town6 public schools: 3 elementary, 1 middle and 2 high schools.
  • A hospital close byBaxter Health is in town and has an emergency room.
  • Within reach of a big cityMemphis is about 160 miles away as the crow flies. The book suggests staying within about 60 miles if you'll miss big-city sports, concerts and theater.

A check means Mountain Home meets the rule of thumb from Frank and Dave's book. An empty box isn't a deal breaker: it's something to weigh for your family. A question mark means there isn't enough data.

For a lifetime

Homes and money

Typical home value, as owners valued them in 2020-2024
$169,800U.S.: $332,700
Home prices since then
Up 20%Baxter County, 2022 to 2025
Typical rent, with utilities
$865 a monthU.S.: $1,413
Typical household income
$41,274U.S.: $80,734
Homes owned by the people living in them
61%U.S.: 65%
Typical property tax bill
$743 a yearArkansas: $1,040
Homes built before 1940
2%U.S.: 12%
Homes built since 2010
8%U.S.: 11%
Vacation and seasonal homes
1%U.S.: 3%
Everyday prices
83U.S. average = 100 (the parts of Arkansas outside metro areas)

Home values and rents are what households told the Census Bureau across 2020 to 2024, so they trail today's market: county prices have moved up 20% since 2022. Everyday prices are the government's average for the parts of Arkansas outside metro areas, not Mountain Home alone. Check current listings before you budget.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates; Federal Housing Finance Agency, House Price Index for counties (all transactions); U.S. Bureau of Economic Analysis, Regional Price Parities, 2024.

The people

Population, 2025 estimate
13,3732020: 12,838
Median age
47.1 yearsU.S.: 38.9
Age 65 and older
33%U.S.: 17%
Under 18
18%U.S.: 22%
Adults with a bachelor's degree or more
23%U.S.: 36%
Moved here from another county or state in the past year
6%U.S.: 6%

Sources: U.S. Census Bureau, Population Estimates (Vintage 2025); U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Work

Biggest lines of work
Retail (25%); schools, health care and social services (22%); manufacturing (14%)
Unemployment rate
7%U.S.: 5%
Average commute
13 minutesU.S.: 26 minutes
Work from home
6%U.S.: 15%
Below the poverty line
19%U.S.: 12%

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Health care

Nearest emergency room: Baxter Health, Mountain Home, AR, in town. It's a general hospital. Medicare gives it 2 of 5 stars.

Look up doctors, clinics and the hospitals themselves on Medicare's Care Compare. Ask where the most serious cases are sent.

Sources: Centers for Medicare & Medicaid Services, Hospital General Information.

Schools

6 public schools in Mountain Home, run by Mountain Home School District.

Colleges in or next to town: Arkansas State University-Mountain Home (1,000 to 4,999 students).

See each school on the federal school search, then check test scores and graduation rates on Arkansas's school report card.

Sources: National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal); National Center for Education Statistics, IPEDS institution directory, 2024.

Internet

Homes with cable, fiber or DSL internet
68%U.S.: 76%
Homes with any internet subscription
87%U.S.: 91%

Before you buy, look up the address on the FCC's National Broadband Map to see which providers serve it.

Sources: U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates.

Weather

January average low
26°F
July average high
89°F
Days 90°F or hotter
44 a year
Nights at or below freezing
85 a year
Rain and melted snow
50.9 inches a year
Snow
8 inches a year
Elevation
816 feet

Weather station: Mtn Home 1 NNW (1 mile away). Averages for 1991 to 2020.

Sources: NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020; U.S. Geological Survey, 3D Elevation Program.

Getting around

Straight-line miles. The road is always longer, and as the book says, an interstate at 70 is a different trip from a farm road at 45. Check the real drive: Springfield, Memphis.

Baxter County is outside any metro area, with 5,000 to 20,000 people in its towns, not next to a metro area (USDA rural-urban code 7, on a scale where 1 is the biggest metro areas and 9 the most rural counties).

For a day

5 places on the National Register of Historic Places, including the Mountain Home Commercial Historic District.

National Park Service sites within about an hour:

  • Buffalo National River11 miles

Read about Mountain Home's history on Wikipedia.

Know Mountain Home?

Tell us what a visitor shouldn't miss, and what living there is really like. Write to Main Street at mainstreet@smalltownguide.com. The best notes from people who know the town will be added here.

Nearby

Straight-line miles.

Small towns

Smaller places

  • Midway, AR (unincorporated)1,279 people, 6 miles
  • Briarcliff, AR260 people, 7 miles
  • Cotter, AR946 people, 8 miles
  • Salesville, AR524 people, 9 miles
  • Lakeview, AR783 people, 9 miles
  • Henderson, AR (unincorporated)415 people, 10 miles
  • Norfork, AR482 people, 11 miles
  • Oakland, AR (unincorporated)146 people, 14 miles

Sources

  1. U.S. Census Bureau, Population Estimates (Vintage 2025)
  2. U.S. Census Bureau, American Community Survey 2020-2024 5-year estimates
  3. Federal Housing Finance Agency, House Price Index for counties (all transactions)
  4. U.S. Bureau of Economic Analysis, Regional Price Parities, 2024
  5. FBI, Crime in the United States, Table 8 (offenses known to law enforcement by city)
  6. Centers for Medicare & Medicaid Services, Hospital General Information
  7. National Center for Education Statistics, Common Core of Data, 2023-24 (via the Urban Institute Education Data Portal)
  8. National Center for Education Statistics, IPEDS institution directory, 2024
  9. NOAA National Centers for Environmental Information, U.S. Climate Normals 1991-2020
  10. U.S. Geological Survey, 3D Elevation Program
  11. National Park Service, National Register of Historic Places listings
  12. National Park Service, park unit boundaries
  13. USDA Economic Research Service, Rural-Urban Continuum Codes, 2023
  14. U.S. Census Bureau, 2025 Gazetteer files and 2020 urban areas

Census survey figures are estimates with a margin of error; we leave out any figure whose margin is too wide to be useful. Data last gathered October 5, 2026. See something wrong? Write to mainstreet@smalltownguide.com.